FinTech | Processor & Payment Integration
Connecting with partners & third-party vendors through API is an inevitable part of delivering financial services to business or personal clients.
digitify has direct links into a wide network of partners that you can use to deliver your products and services, saving you time in the process. These include:
● Payment gateways
● Processor integration
● Card scheme provider
● Card manufacturers and couriers
● Know Your Customer (KYC)
● Anti-Money Laundering Service (AML)
● Integrators into banks
● Mobile payment providers
A payment processor (e.g., Tribe) is used to process online payments, such as credit and debit card payments, the most common ones being Visa, Mastercard and American Express.
The card operators integrate with the Issuer bank, who accepts or denies authorisation requests, a bank sends a code back to the payment processor, which contains the transaction status or error details.
This is different to a payment gateway (e.g., Stripe), who act as mediators that handle transactions between your accounts and payment processors.
We can help you choose the right partner, based on your specific conditions, like the currencies you wish to accept, the transaction fee, how quickly funds get transferred in your merchant account, and the payment methods you wish to offer.